National Commercial Title Services
Serving Your Real Estate Transaction Needs
Responsive Service Expert Underwriting Unsurpassed Financial Strength Ratings
Opportunity Zones During Economic Uncertainty
Are you an investor with a recent realized gain? You may want to evaluate the risks and benefits of investing the gain in a Qualified Opportunity Zone (QOZ). Introduced as part of the Tax Cuts and Jobs Act of 2017, opportunity zones offer tax breaks to real estate investors who make long-term investments in low income census tracks.
The COVID-19 pandemic has left millions sheltered in place, which has subsequently wreaked havoc on the economy. Now, more than ever, investors may want to look towards more long-term investments. In this blog, Old Republic Title provides you with an overview of long-term investments through the Qualified Opportunity Zone program and the recent updates that have been made to Opportunity Zones.
Regardless of the size, complexity or geographic diversity of property in your transactions, National Commercial Title Services (NCTS) has the expertise and national footprint to meet your business needs. Your highly experienced and responsive NCTS team provides the full suite of specialized products and services required to ensure the success of your commercial real estate transactions. You also benefit from our single point of contact, providing you with streamlined delivery of the title insurance and related services you need nationwide, including:
- Commercial Title Insurance
- Escrow and Settlement Services
- National Underwriting Authority
- Energy Title Services
- Uniform Commercial Code (UCC) Coverage
- §1031 Exchanges
- Due Diligence and more
Our respected NCTS industry veterans are located from coast-to-coast to deliver accurate and timely transactions through customized commercial services and solutions-oriented underwriting. Our proactive teams are comprised of experienced attorneys, underwriters, closers and other national commercial title professionals who understand the importance and intricacies of each transaction and have the requisite knowledge and expertise to respond to your requirements. Whether simple or complex, our skilled staff handles each transaction swiftly, efficiently and with your specific needs in mind.
Old Republic Title’s Energy Division has the expertise to successfully execute land title, title insurance and closing services for your energy project. We offer clients a dedicated team of qualified professionals equipped with practical experience in project development, responsive underwriting and a wealth of knowledge in the energy sector. Backed by unsurpassed financial strength ratings, Old Republic Title is ready to help you close your transactions.
Our energy team can guide you through the complexities of a variety of transactions, including, but not limited to:
- Wind farms
- Solar farms
- Power plants
- Multi-site energy portfolios
We provide accurate, conscientious underwriting and closing services for all your transactions. For assistance navigating the unique title insurance requirements of the energy sector, contact us to get started on your project.
For additional information, please contact:
National Energy Title Services Division
5718 Westheimer Rd., Suite 1700
Houston, TX 77057
UCC Insurance is now available from one of the largest commercial title insurers backed by unsurpassed financial strength ratings.
Old Republic Title's UCC Policy insures the attachment, perfection and priority of a Lender’s security instrument on a Debtor’s non-real estate assets, by insuring the Lender that (a) the Debtor either has ownership rights in the collateral, or (b) the Debtor has a sufficient interest in the collateral that can be transferred to the insured Lender, as collateral for the Loan. Additionally, Lenders can lower transaction costs and accelerate closings by outsourcing the time-consuming, labor intensive UCC related searches and filing tasks to the dedicated UCC underwriting staff at Old Republic Title.
UCC Insurance is well-suited for:
- Asset-Based Loans, including Multiple Advance/Revolving Credit Facilities;
- Asset Securitizations;
- Mezzanine Loans; and
For additional information, please contact:
Unsurpassed Financial Strength
Old Republic Title’s commercial title insurance is backed by unsurpassed financial strength in the title insurance industry. Since 1992, no other title insurer has had higher overall ratings than Old Republic Title. Through a conservative financial management philosophy, we focus on long-term financial stability so we can continue to honor our commitment to policyholders.
ALTA Endorsement Guide
See our ALTA Endorsement guide by filling out the linked contact form to download now.
Real Estate Laws and Customs
Comprehensive resource for nationwide real estate laws and customs by state. Fill out the linked contact form to download now.
Find answers to your state-specific questions about underwriting, policy production, forms, settlement practices and real estate law with OR Title Guide.
Learn more about Old Republic Title’s services, ratings and market share here. Complete the linked contact form to download your copy now.
Toll Free: 844-678-7353 Online: orncts.com
Boston | Chicago | City of Industry | Hoboken | Houston | Las Vegas | Los Angeles
New York | San Diego | San Francisco | Tampa | Washington
President, National Commercial Title Services Division
Mike serves as Executive Vice President, Old Republic National Title Insurance Company (ORNTIC) and President, National Commercial Title Services Division (NCTS). In this role, he provides commercial underwriting services to the Company on a national basis, while growing and developing ORNTIC’s national commercial footprint. He is a member of the Company’s Executive Leadership Team, and is based in Tampa, Florida.
Mike began working in the title and real estate industries more than 40 years ago. During his career he has held a number of significant legal and management roles within the title industry, including: General Counsel, Chief Legal Officer and President of one of the major national underwriters; as well as playing a prominent role in their international expansion in Canada, the United Kingdom, Eastern Europe and Latin America. Prior to joining Old Republic Title in 2013, Mike served as Executive Vice President, Chief Legal and Legislative Officer for a national electronic registry of mortgage loan servicing rights and ownership for the lending industry.
After receiving his Bachelor of Arts degree in Political Science from C.W. Post College—Long Island University in Brookville, N.Y., Mike went on to earn his Juris Doctor from Chicago-Kent College of Law in Chicago, IL. Active in a number of industry organizations, he is a member of the: Illinois Bar Association, New York Bar Association, Virginia Bar Association, American Bar Association, Texas General Counsel Forum, American Corporate Counsel Association and American Land Title Association, where he served on its Board of Governors. Mike also served as President of the New York State Land Title Association, and was a member of its Legal, Legislative and Underwriting Committees.
Associate Director of NCTS
NCTS Administrative Manager
Senior Underwriting Counsel
As Senior Vice President and Associate Director of National Commercial Title Services (NCTS), David was hired by Old Republic National Title Insurance Company (ORNTIC) in 2013 to help lead the effort to grow national commercial business. He has over 30 years of experience in various title insurance and other industry leadership roles.
Prior to joining Old Republic Title, David served as Senior Vice President and Associate National Commercial Division Director for another major title insurance underwriter which grew fourfold during his tenure. Earlier in his career, David held CFO positions at two companies as well as other title insurance industry positions.
David is a CPA and has an undergraduate business degree from Southwest Texas State University and an MBA from the Jack Welch Management Institute. He is involved in several industry organizations including International Council of Shopping Centers (ICSC), Urban Land Institute (ULI), the Commercial Real Estate Finance Council (CREFC), National Multifamily Housing Council (NMHC), and actively supports Commercial Real Estate Women (CREW) Houston.
Kathy brings more than 25 years of strategy-to-execution success across a diverse business spectrum to Old Republic National Title Insurance Company (ORNTIC). In her role as Vice President, ORNTIC and National Commercial Title Services (NCTS) Administrative Manager, Kathy is responsible for the implementation of strategic directives and operational initiatives supporting the administrative, technical and marketing/business development services of NCTS.
Prior to joining NCTS, Kathy served for 16 years as Vice President, Administrative Operations Director for the national division of a global title insurance and real estate services company. During her tenure the division realized extensive growth in operations and financial performance. In addition, Kathy has previously led the Contracts and Sales Administration departments of a software development firm, and most recently held the position of Human Resources Manager-North America for a global oil and gas offshore services company.
As Senior Vice President, Old Republic National Title Insurance Company (ORNTIC) and Senior Underwriting Counsel for Old Republic National Commercial Title Services (NCTS), Susan provides underwriting counsel to NCTS personnel and customers throughout the nation. An attorney with more than 25 years of experience, she has a broad commercial real estate and title underwriting background.
Prior to her role with NCTS, Susan served ORNTIC as Florida Commercial Services Counsel and supervised the Tampa Commercial Services Department. Before joining Old Republic Title, she was a commercial real estate attorney with a multi-national law firm and a prominent Tampa-based law firm, both which are known for handling complex commercial real estate transactions. In her earlier career, Susan was Commercial Services Representative and Underwriting Counsel for an international title insurance underwriter and worked for a multi-national Fortune 100 technology company where she negotiated commercial contracts.
Susan is a member of the Florida Bar and is actively involved in its Real Property Probate and Trust Law Section (RPPTL), where she participates in the Commercial Real Estate and Title Insurance Committees. She served as a member of the RPPTL Executive Council and was an At Large Member for the 13th Judicial Circuit. Susan earned the honor of At Large Member of the Year for 2018-2019. She is a graduate of Stetson College of Law and has spoken at various seminars on title insurance, commercial real estate transactions and construction liens.
Wilhelmina is a Senior Vice President, Old Republic National Title Insurance Company (ORNTIC) and General Counsel for National Commercial Title Services (NCTS), providing legal counsel for NCTS and its commercial transactions. She brings over 25 years of experience as a commercial real estate attorney and underwriter to the NCTS team.
Wilhelmina joined Old Republic Title as Florida Commercial Underwriting Counsel in 2009 and was a Senior National Underwriting Counsel in the Corporate Legal Department before joining the NCTS division. Prior to joining the Company, she was a partner for one of the largest international law firms in the world, concentrating her practice in real estate acquisitions, sales and development, and commercial lending.
Wilhelmina is a graduate of the University of South Florida and earned her Juris Doctor degree, summa cum laude, from the Florida State University College of Law. She is a Fellow of the American College of Real Estate Lawyers (ACREL), Chair of the Special Investors and Investments Structure Group of the Real Property Trust and Estate Law Section of the American Bar Association, and a member of the Executive Committee of the Executive Council of the Florida Bar Section of Real Property, Probate, and Trust Law.
Commercial Sales Representative
Manager - NCTS Chicago
Senior Commercial Escrow Officer
City of Industry
General Counsel of Lex Terrae
Houston, Energy Division
Paul Beever, Esq.
Manager - NCTS Los Angeles
President of Lex Terrae
UCC Insurance Administrator, San Diego
Manager - NCTS San Francisco
Commercial Escrow Officer
Trish is Senior Vice President, Old Republic National Title Insurance Company (ORNTIC) and Senior Underwriting Counsel for National Commercial Title Services (NCTS) with national underwriting authority. In addition to her underwriting responsibilities, Trish is also a Commercial Sales Representative. She began her legal career over 25 years ago, handling title and real estate transactions for several law firms in Boston, as well as in Atlanta.
Prior to joining Old Republic, Trish served as Senior Underwriting Counsel with two large national title insurance companies, both having operations in Boston. She coordinated multi-state and multi-site commercial real estate transactions and analyzed title insurance coverages for purchasers and lenders, in addition to negotiating ultra-hazardous risk coverages.
Trish is a graduate of New England Law in Boston and holds a Bachelor of Science degree in Business Administration/Accounting from the University of Massachusetts at Lowell. She held the position of Adjunct Professor of Legal Research and Writing at New England Law, and is a member of the American Bar Association and the Boston Bar Association.
Bringing more than 25 years of commercial title industry experience, Greg joined Old Republic National Title Insurance Company (ORNTIC) in 2016 as Senior Vice President, ORNTIC and Manager of the Chicago National Commercial Title Services (NCTS) operation.
With deep industry knowledge and a reputation for providing exceptional customer service, Greg leads a highly experienced and talented team of title, escrow and underwriting specialists in providing the transactional expertise required to close complex commercial transactions involving a wide range of industries across the country. In addition, he directs the operation’s national business development initiatives for expanding Old Republic’s national commercial footprint.
Prior to joining Old Republic Title, Greg held positions as senior national counsel and area manager of commercial divisions in Chicago and Indianapolis with another major national underwriter. Greg earned his Juris Doctorate from Hasting College of the Law in San Francisco, CA after earning a Bachelor of Arts degree from the University of Redlands in Redlands, CA.
Josette serves as Assistant Vice President, Old Republic National Title Insurance Company (ORNTIC) and Senior Commercial Escrow Officer for National Commercial Title Services (NCTS). She joined Old Republic in 2014 after nearly a decade of overseeing all escrow transactions for a national commercial office of another major title insurer. With more than 30 years of combined title and escrow industry experience, she has an extensive background in closing multi-site, multi-state portfolios, high-liability transactions, defeasances and other complex and unique projects. Josette manages the NCTS City of Industry, CA operation and is responsible for conducting commercial closings across the United States.
Josette is a respected speaker and teacher on a variety of escrow subject areas relating to national commercial transactions. She has served as the President of the Southeast Escrow Association (SEA) and as a Director for the California Escrow Association (CEA). She is actively involved in the CEA and American Escrow Association (AEA).
Susan is Senior Vice President, Old Republic National Title Insurance Company (ORNTIC) and Vice President and Chief Operating Officer and Lex Terrae National Title Services. In her role, Susan manages the Hoboken, NJ office of the National Commercial Title Services (NCTS) Division of ORNTIC.
Serving more than 25 years in the industry, Susan brings a wealth of transactional, legal and practical experience to her position. She is responsible for managing and coordinating national commercial transactions across the country, as well as shepherding complex title underwriting and escrow matters for large multi-site, multi-state portfolios and other high liability projects.
Susan is a graduate of the George Washington University School of Law and is a member of both the New Jersey State Bar Association and New York Bar Association.
As Senior Vice President, Old Republic National Title Insurance Company (ORNTIC) and Commercial Counsel for National Commercial Title Services (NCTS), Lauren manages the National Energy Title Services Division which provides energy companies, commercial investors and financial institutions with specialized underwriting and closing services required for their transactions throughout the United States.
Previously serving as Associate General Counsel and Real Estate Project Counsel for national companies that invest in and develop utility scale solar farms, wind farms and gas-fired power plants, Lauren understands the unique title insurance and project management requirements of the energy industry.
Lauren is a graduate of Pennsylvania State University and the Dickinson School of Law. She has practiced law for over 20 years, including holding positions in several law firms in New York and Texas, where she represented developers and commercial clients. Lauren is a member of the Texas Bar Association is a requested speaker and presenter for various energy industry programs.
Paul is Senior Vice President, Old Republic National Title Insurance Company (ORNTIC) and serves as an Underwriter and Commercial Closer in the National Commercial Title Services (NCTS) Las Vegas office. In his position, he also manages the NCTS Las Vegas operation and is responsible for directing the full scope of services necessary to close complex transactions for varied commercial industries across the United States.
With more than 40 years of experience in the title insurance business, Paul began his career in northern California as a title operations manager and underwriter. In 1985 he relocated to the Washington, D.C. metropolitan area as an underwriter and commercial closer working for major national title insurers. In 2006 Paul returned to the West and relocated to Las Vegas. He joined Old Republic Title’s NCTS operation there in 2009.
Paul is respected for his deep technical knowledge, prowess with Excel and expertise in training and transaction process management. He is a member of the California Bar Association, and enjoys jogging, spending time with his grandchildren and dining at upscale buffets on the Las Vegas Strip.
Ray serves as Vice President, Old Republic National Title Insurance Company (ORNTIC) and Manager of the National Commercial Title Services (NCTS) Los Angeles office. He is responsible for expanding Old Republic’s national footprint as a superior provider of commercial title services, with concentration in Los Angeles and the greater southern California area.
Ray joined Old Republic Title in 2016 bringing over 30 years of experience in the commercial title and escrow industry. His unique talents in business development, understanding commercial transactions and anticipating and proactively responding to the needs of customers have positioned the NCTS Los Angeles office as a recognized resource for title and settlement services within the industry.
Ray is a native of Los Angeles where he resides with his family. Known affectionately by many as “Coach”, Ray has given back to the local community and its football program by serving as head coach and liaison for over 14 years. He also served as an appointed Board of Directors member for the program for more than 6 years. Today in his free time, Ray enjoys cooking for his family, listening to podcasts, hiking and riding his Harley Davidson motorcycle.
Richard serves as Senior Vice President, Old Republic National Title Insurance Company (ORNTIC), President, Lex Terrae National Title Services, and Manager of the National Commercial Title Services (NCTS) New York operation. His responsibilities include oversight of 2 additional NCTS offices in the Eastern region of the country, providing national underwriting support, and directing his offices’ national business development activities in support of expanding Old Republic’s business in the national commercial title insurance market.
With a respected career of more than 40 years in the title insurance industry, Richard has participated in the leadership and daily operations of large independent and national title companies. Joining Old Republic Title in conjunction with a 2002 Company merger, he concentrates his efforts and those of his teams on providing superior customer service in closing multi-site, multi-state portfolios, high-liability transactions, and other complex and unique projects in a variety of commercial segments across the United States. Richard is a member of many professional groups and associations.
With more than 45 years of title insurance industry experience, Mike Choy serves as Senior Vice President, Old Republic National Title Insurance Company (ORNTIC) and Manager of the National Commercial Title Services (NCTS) San Diego operation. His responsibilities include oversight of 4 additional NCTS offices in the Western region of the country, providing national underwriting support, and directing the Company’s Uniform Commercial Code (UCC) insurance services.
Mike has a respected breadth of expertise gleaned from the title insurance professions that he has held over the course of his notable career with major regional and national title insurers. His roles have included those of branch manager; senior underwriting; local and regional operations management inclusive of closing and settlement services; UCC insurance services; title operations; and claims administration. Prior to joining Old Republic Title, Mike held the role of Manager and Senior Underwriter in the National Title Division of another major title insurance company where he also started a UCC Division.
Mike’s interests are travel, movies and golf, and he was previously a member of the California Land Title Association (CLTA) Education, Claims Awareness and Legislative Committees.
Stephen serves as Senior Vice President of Old Republic National Title Insurance Company (ORNTIC), and Manager and Underwriter of the National Commercial Title Services (NCTS) San Francisco operation. Prior to joining Old Republic Title, Stephen was Senior Vice President for a national commercial division of another large national title insurance underwriter.
In his role, Stephen leads the San Francisco team in facilitating national commercial title and escrow transactions throughout the United States for apartment, retail, industrial, office and other industry sectors. The operation also includes a specialized service team that manages Small Balance Loan (SBL) transactions. Leveraging his extensive experience in national business development, commercial transaction management and underwriting, Stephen is focusing the NCTS team’s efforts around expanding Old Republic’s national commercial footprint through exceptional product quality and service delivery.
Stephen has more than 30 years of combined experience in sales, marketing and management, and is the recipient of the prestigious DPK Circle of Excellence Award, the Platinum Circle Sales Award and numerous honors in sales leadership. He is a member of NAIOP, International Council of Shopping Centers (ICSC), Urban Land Institute (ULI), and actively supports Commercial Real Estate Women (CREW). When not at work you can find him spending time with family and enjoying time outdoors four wheeling and camping.
Vanessa serves as the Manager of the National Commercial Title Services (NCTS) Seattle operation and is a Commercial Escrow Officer and Limited Practice Officer (LPO). With over 30 years of diverse experience in the real estate and title industries, Vanessa brings an extensive background in commercial transactions involving single-site and multi-site, multi-state improved and unimproved properties, new development and refinances. She has expertise in specialty transactions including timber land and religious institution projects, site purchases and leases for a global energy company, and the transfer of development rights for multi-industry and county government ventures. Working with Vanessa, Old Republic Title national customers enjoy the benefit of her broad knowledge and consistently outstanding service.
Prior to joining Old Republic, Vanessa most recently served in the title industry as an AVP, Escrow Operations Manager and Limited Practice Officer. In her free time, Vanessa enjoys high performance driving, reading, hiking, skiing, and other outdoor activities.